Montana Assisted Living Facility Loans: Financing Solutions for Big Sky Country
Montana offers a growing assisted living market with opportunities in the Billings and Missoula metropolitan areas as well as scenic retirement destinations throughout the state. Big Sky Country's quality of life, natural beauty, and growing senior population create solid opportunities for ALF operators and investors.
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Get Your Free Montana ALF Quote →Montana Assisted Living Market Overview
Market Size and Growth
| Metric | Montana Data |
|---|---|
| Licensed Assisted Living Facilities | 150+ |
| Total Licensed Beds | 6,000+ |
| Population 65+ | 210,000 (19.2% of state) |
| Population 85+ | 25,000 |
| Projected 65+ Growth (2026-2035) | +22% |
| Average Monthly Cost | $3,800 - $5,500 |
| Average Occupancy Rate | 85% |
Sources: Montana Department of Public Health and Human Services, U.S. Census Bureau
Regional Markets
Billings
- Largest city in state
- Healthcare hub
- Moderate pricing ($4,000-$5,500/month)
- Development opportunities
Missoula
- University town
- Moderate pricing ($4,000-$5,500/month)
- Growing market
- Outdoor lifestyle
Great Falls
- Regional market
- Moderate pricing ($3,500-$4,800/month)
- Affordable development
Bozeman
- Fastest growing city
- Higher pricing ($4,500-$6,500/month)
- Strong demographics
- Limited supply
Montana ALF Licensing and Regulations
Licensing Authority: Montana DPHHS
Key Requirements
- Administrator certification required
- Minimum staffing ratios
- Background checks for all staff
- Annual inspections
Detailed Montana ALF Regulations →
Financing Options for Montana ALFs
SBA 7(a) Loans
- Up to $5 million
- 10-15% down payment
- Popular for acquisitions
HUD 232 Loans
- Non-recourse financing
- 35-40 year terms
- Ideal for larger facilities
Construction Financing
- Moderate Montana construction costs
- 70-80% LTC typical
Cost to Build an ALF in Montana
Sample 60-Bed Project: $12-16 million
Detailed Montana Construction Costs →
Success Stories
"Jaken Finance Group helped us acquire our Billings facility with SBA financing."— Robert T., ALF Owner, Billings
Start Your Montana ALF Financing Journey
Get Your Free Quote →Montana ALF Resources
Related Pages
Ready to Finance Your Montana Assisted Living Facility?
Get Your Free Quote →Disclaimer: This information is for educational purposes only. All financing provided by Jaken Finance Group, subject to approval.