Apply for Phoenix ALF Financing: Get Started Today

Ready to finance your assisted living facility in Phoenix? Jaken Finance Group provides expert financing solutions for acquisitions, refinancing, construction, and expansion projects throughout the Phoenix metropolitan area.

Why Choose Jaken Finance Group?

Our Phoenix Expertise

Advantage Benefit
Local Market Knowledge Deep understanding of Phoenix submarkets
Lender Relationships Access to 50+ lending sources
Fast Pre-Qualification Response within 24-48 hours
Competitive Rates We shop multiple lenders
Full-Service Support Application through closing

Financing Programs Available

Program Best For Amount
SBA 7(a) Acquisitions, refinancing Up to $5M
SBA 504 Real estate, construction Up to $16.5M
HUD 232 Large projects, long-term No limit
Conventional Quick closing $1M - $30M+
Bridge Turnarounds, quick needs $500K - $20M

Financing Options by Purpose

Acquisition Financing

For purchasing existing Phoenix ALFs:

Feature Details
LTV Up to 90% (SBA)
Terms Up to 25 years
Rates Competitive market rates
Closing 45-90 days

Ideal For:

Refinancing

For existing Phoenix ALF owners:

Feature Details
LTV Up to 85% (HUD)
Terms Up to 35 years
Cash-Out Available
Rates Below-market options

Benefits:

Construction Financing

For new Phoenix ALF development:

Feature Details
LTC Up to 90% (SBA)
Terms Up to 40 years (HUD)
Interest Reserve Included
Permanent Takeout Arranged

Project Types:

Working Capital

For operational needs:

Feature Details
Amount $100K - $2M
Terms 5-10 years
Use Operations, equipment
Approval Fast turnaround

Application Process

Step 1: Initial Consultation

What We Discuss:

Timeline: Same day or next business day

Step 2: Pre-Qualification

Information Needed:

Category Items
Property Address, beds, occupancy
Financial Revenue, NOI, existing debt
Personal Credit estimate, net worth
Purpose Acquisition, refinance, construction

Timeline: 24-48 hours

Step 3: Full Application

Documentation Required:

Category Documents
Personal Tax returns (3 years), PFS, resume
Business Tax returns (3 years), financials, projections
Property Rent roll, P&L, photos
Legal Entity docs, license, purchase agreement

Timeline: 1-2 weeks to compile

Step 4: Underwriting

Lender Review:

Timeline: 2-8 weeks (varies by program)

Step 5: Approval & Closing

Final Steps:

Timeline: 2-4 weeks

What You'll Need

For Acquisitions

Document Purpose
Purchase Agreement Transaction terms
Property Financials 3 years P&L, rent roll
Personal Tax Returns 3 years
Personal Financial Statement Current assets/liabilities
Business Plan Operations strategy
Resume Industry experience

For Refinancing

Document Purpose
Current Loan Statement Existing debt details
Property Financials 3 years P&L, rent roll
Personal Tax Returns 3 years
Personal Financial Statement Current assets/liabilities
Property Photos Current condition
Survey Reports Compliance history

For Construction

Document Purpose
Project Plans Architectural drawings
Construction Budget Detailed cost breakdown
Market Study Demand analysis
Personal Tax Returns 3 years
Personal Financial Statement Current assets/liabilities
Development Experience Prior projects

Phoenix Market Opportunities

Current Market Conditions

Factor Status
Occupancy 86-90%
Rate Growth 5-6% annually
Demand Strong
Supply Moderate new construction
Financing Favorable terms available

Hot Submarkets

Area Opportunity
Gilbert Growth corridor
Scottsdale Premium market
Surprise Retirement destination
Chandler Expanding demand
Mesa Large senior population

Financing Scenarios

Scenario 1: First Acquisition

Situation: Experienced healthcare professional acquiring first ALF

Factor Details
Property 45-bed ALF, Mesa
Price $6.5 million
Program SBA 7(a)
Down Payment $975,000 (15%)
Loan Amount $5,525,000
Rate 9.5%
Term 25 years

Scenario 2: Cash-Out Refinance

Situation: Long-term owner seeking equity access

Factor Details
Property 65-bed ALF, Scottsdale
Value $16 million
Current Debt $7.5 million
Program HUD 232
New Loan $13.6 million
Cash Out $5.7 million
Rate 5.25%
Term 35 years

Scenario 3: New Construction

Situation: Developer building new facility

Factor Details
Project 70-bed ALF, Gilbert
Total Cost $18 million
Program SBA 504
Equity $1.8 million (10%)
Loan Amount $16.2 million
Rate 6.25%
Term 25 years

Frequently Asked Questions

How quickly can I get pre-qualified?

We provide preliminary feedback within 24-48 hours of receiving basic information about your project and qualifications.

What credit score do I need?

Most programs require 680+, though 700+ improves your options. We can discuss alternatives for lower scores.

How much down payment is required?

Down payments range from 10% (SBA 504) to 25-35% (conventional), depending on the program and transaction type.

Can I finance a turnaround property?

Yes, we have bridge lending options for properties with lower occupancy or operational challenges.

Do you finance in the suburbs?

Yes, we finance throughout the Phoenix metropolitan area including all suburban markets from Scottsdale to Surprise.

Contact Information

Ready to Get Started?

Jaken Finance Group

Phoenix ALF Financing Specialists

Phone: (555) 123-4567

Email: phoenix@jakenfinancegroup.com

Hours: Monday - Friday, 8:00 AM - 6:00 PM MST

Address:
789 Finance Plaza, Suite 500
Phoenix, AZ 85004

Start Your Application

Apply for Phoenix ALF Financing Today

Complete our quick online form to start the pre-qualification process. A Phoenix ALF financing specialist will contact you within 24 hours.

What Happens Next:

  1. Submit your information below
  2. Receive a call from our team within 24 hours
  3. Discuss your project and financing options
  4. Get pre-qualified and move forward

Start Application →

Related Phoenix ALF Resources

Arizona State Resources

Service Areas

Jaken Finance Group provides ALF financing throughout the Phoenix metropolitan area:

Central Phoenix:

East Valley:

West Valley:

North Valley:

Financing subject to credit approval and program requirements. Terms and rates may vary based on qualifications and market conditions. Contact Jaken Finance Group for current program details.